Your Position.
Your Rules.
Ballast Defense
Ballast defends your MUSD loan on Mezo. Set a trigger, fund a reserve, and your position is repaid or topped up before it nears liquidation.
Automatic defense
Repays debt or adds BTC from your reserve
Stress-tested
See what a price drop does to your loan
You hold the keys
Your vault, no admin keys
Prices move
fast.
Liquidation
doesn't wait.
On Mezo, a MUSD loan is liquidated once its collateral ratio falls below 110%. And when MUSD is redeemed, the loans with the lowest ratios are hit first. Watching a chart all day is not a plan.
Set it once. Stay safe.
Open your vault
A personal vault holds your MUSD loan. Only you can withdraw from it.
Set your line
Choose a trigger and a target ratio, then fund a reserve of MUSD and BTC.
Defense runs itself
When your ratio hits the trigger, anyone can repay debt or add collateral from your reserve, back to your target. You get a Telegram alert.
Test your loan
against a crash.
Drop the BTC price and watch your ratio, your reserve and every defense step, with and without Ballast. In the app, this runs on your real position.
Stress test
Scenario| BTC Drop | Without Ballast Ratio | With Ballast Ratio | Defended |
|---|---|---|---|
| -0% | 166.7% | 83.2% | Yes |
| -5% | 158.3% | 83.2% | Yes |
| -10% | 150.0% | 83.2% | Yes |
| -15% | 141.7% | 83.2% | Yes |
| -20% | 133.3% | 83.2% | Yes |
| -25% | 125.0% | 83.2% | Yes |
| -30% | 116.7% | 83.2% | Yes |
| -35% | 108.3% | 83.2% | Yes |
| -40% | 100.0% | 83.2% | Yes |
| -45% | 91.7% | 83.2% | Yes |
| -50% | 83.3% | 83.2% | Yes |
Borrowing against
Bitcoin should be
boring.
Fewer liquidations mean healthier loans and a steadier Mezo. Ballast sits on top of Mezo's own MUSD contracts: open source, no custody, no admin keys.
Ballast lowers liquidation risk; it cannot remove it. Reserves can run out and prices can gap. Testnet prototype, unaudited.